Arts insurance

If you are a small independent not-for-profit arts organisation, such as a museum or gallery, it is important you have the correct insurance in place. Public liability insurance is the most popular cover, but you might also want to consider employers’ liability and personal accident as well as cover for contents and legal expenses.

Discover our arts and culture product, designed to cater to the unique needs of the artistic community. Whether you’re an art centre, gallery, cinema, or theatre, our bespoke cover ensures that your passion for the arts is protected. With a focus on low touch solutions, we extend our services to both commercial and charitable risks. Our policy is tailored to the arts sector, providing cover such as fine art and collections, museum exhibits on loan, property of artists and visitors, and public and products liability covers.

Why Ansvar?

We are part of the Benefact Group, a charity owned group of financial services companies, which gives all its available profits back to charities and good causes.

We work with specialist insurance brokers who aim to give you the best advice on our arts insurance product.

Ansvar arts insurance

We have an arts and culture product which is specifically designed for organisations such as independent museums, galleries, libraries, cinemas, theatres, and concert halls. It is fully customisable so you can select specific sections of cover according to the needs of your organisation. We also offer three different packages of cover: Essentials, Advantage and Advantage+.

These packages give you quick and easy access to popular combinations of cover:

See packages

Essential Advantage Advantage+
Contents Contents Contents
Employer’s liability Employer’s liability Employer’s liability
Legal expenses Legal expenses Legal expenses
Personal accident Personal accident Personal accident
Public and products liability Public and products liability Public and products liability
All risks All risks
Book debts Book debts
Business interruption Business interruption
PR crisis communication PR crisis communication
Money and personal accident assault Money and personal accident assault
Trustees’ and directors’ indemnity Trustees’ and directors’ indemnity
Computer breakdown
Fidelity guarantee
Goods in transit
Motor policy compensation
Refrigerated contents

In addition to the above covers we can also offer protection for professional indemnity, loss of licence, motor-policy compensation, cyber, and terrorism. You can also add items from other packages to your selected package.

Arts insurance products

Arts and culture

For not-for-profit arts and culture organisations.

Let us find the right insurance solution, tailored for you

What else might you be interested in?

Event insurance

Charity and community insurance

Charity trustee insurance